Making Better Financial Decisons

Three Ways You Can Benefit From Financial Planning While In College

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Attending college means budgeting all sorts of expenses and income sources, as well as preparing for emergencies and planning for the future. A financial planner can help you save money, find new sources of income and assistance, and help you establish everything from credit to retirement options. Short-Term Budgeting Getting your budget nailed down early on can help ensure you don’t suffer any financial surprises, and you will have more time to focus on academics and work if you don’t have to try to calculate your financial situation every month.…

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Irregular, Nontraditional, Or Gig Income? 5 Retirement Savings Tips

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Increasing numbers of Americans are opting for the gig-based or freelance lifestyle rather than a traditional 9-to-5 job. But this can make retirement planning more complicated. How can you ensure you still save for and plan for retirement even when your income is nontraditional, sporadic, or seasonal? Here are a few tips to put into place in your own life. 1. Work With a Planner. A financial planner isn’t just for the very wealthy.…

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Have Fluctuating Income? 5 Steps To Successful Financial Planning

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Does your income change from month to month? While many Americans’ wages fluctuate a little from period to period, those with large swings in earnings often find that financial planning is a real challenge. How can you make a success of preparing for the future and paying for your current life when income is hard to gauge? Here are five key steps to take.  1. Budget on a Baseline. Your monthly baseline is one of two things.…

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